Your personal budget
Do you ever get that feeling that you’re constantly pushing yourself harder to earn more because there never seems to be enough?
You’re already busy running your business but are pushing harder so you can earn more just to cover bills and then there’s also those extras that pop up just when you don’t want them:
- The repair bill for the car
- Final payment for the summer holiday
- The annual service for the boiler which is playing up
- New garden fence to replace the one that blew down in the storm
- Birthday presents
- New shoes for the children
The list goes on…
But when was the last time you checked how you spend the money you earn?
Does your business really need to pay you so much?
Preparing a personal budget is essential to get control of your finances and we’ve prepared a template for you to use.
Categorise your costs into essential, nice to have and luxury.
Use websites like Moneysaving expert.
Do shop around when it comes to insurance renewals.
And do you need all those policies?
Look at changing energy provider.
Do you really need ALL of those TV subscriptions – Sky, Netflix, Britbox…?
This really is worth the effort.
Reducing your outgoings can mean less stress for you.
Less work, not having to constantly pushing for more!
More time for you to spend with your family, doing the things you enjoy.
This is especially important now – summer 2021 as restrictions are being lifted and we get the chance to spend quality time with friends and family.
If you’d like a free 30 minute meeting to discuss how we can help you run the business you want so you can have clarity and peace of mind, please get in touch.